# Dukascopy Bank SA - Swiss Online Banking

## Overview
Swiss licensed bank (FINMA regulated) offering multi-currency accounts, payments, cards, currency exchange, and self-directed investments. NOT a trading platform or investment advisor. **Note:** This is Dukascopy Bank SA (retail banking). For forex/CFD trading, see Dukascopy Europe → dukascopy.com

## Key Products & Services
1. **Banking:** Multi-currency accounts (30+ currencies), SEPA/SWIFT transfers, debit cards
2. **Payments:** P2P transfers, currency exchange, bill payments
3. **Investments:** Self-directed ETFs, money markets, stocks, bonds (no advisory)

## Account Types
- **Personal (MCA):** [Open account](https://www.dukascopy.bank/open-mca-account/) - Individual accounts
- **Business:** [Business accounts](https://www.dukascopy.bank/business/) - For companies
- **Entrepreneur:** [Entrepreneur accounts](https://www.dukascopy.bank/entrepreneur/) - Self-employed/freelancers
- **Private Banking:** [Private Banking](https://www.dukascopy.bank/private-banking/) - Premium (higher minimums)

## Essential Pages
- [Homepage](https://www.dukascopy.bank/)
- [Fees & Pricing](https://www.dukascopy.bank/fees/)
- [Investments Hub](https://www.dukascopy.bank/investments/)
- [FAQ](https://www.dukascopy.bank/faq/)
- [Contact](https://www.dukascopy.bank/contact/)

## Services Deep Dive
### Banking Services
- [Services Overview](https://www.dukascopy.bank/services/)
- [Cards](https://www.dukascopy.bank/services/#paymentCards)
- [Transfers](https://www.dukascopy.bank/services/#moneyTransfers)
- [Currency Exchange](https://www.dukascopy.bank/services/#conCurr)

### Investment Products
- [ETFs](https://www.dukascopy.bank/investments/etfs/)
- [Money Markets](https://www.dukascopy.bank/investments/money-markets/)

## Company & Legal
- [About Company](https://www.dukascopy.bank/company/)
- [Group Structure](https://www.dukascopy.bank/company-structure/)
- [Dukascopy Group](https://www.dukascopy.bank/dukascopy-group/)
- [Financial Reports](https://www.dukascopy.bank/financial-reports/)
- [Terms & Conditions](https://www.dukascopy.bank/terms-conditions/)
- [Documents](https://www.dukascopy.bank/docs/)
- [Offices](https://www.dukascopy.bank/offices/)
- [Latest News](https://www.dukascopy.bank/latestnews/)

## Security & Support
- [Scam Awareness](https://www.dukascopy.bank/latestnews/scam/)
- [FAQ](https://www.dukascopy.bank/faq/)
- [Contact Support](https://www.dukascopy.bank/contact/)

## Additional Services
- [Loyalty Program](https://www.dukascopy.bank/loyalty-program/)
- [Fintech Solutions](https://www.dukascopy.bank/fintech/)

## Localization (11 languages)
Base URL: https://www.dukascopy.bank

Available in: en, ru, zh, ar, hu, fr, de, it, pt, es, pl

**Pattern:** `https://www.dukascopy.bank/{lang}/{page-path}`

**Default:** English (use as reference if content differs)

- English: https://www.dukascopy.bank/
- Русский: https://www.dukascopy.bank/ru/
- 中文: https://www.dukascopy.bank/zh/
- العربية: https://www.dukascopy.bank/ar/
- Magyar: https://www.dukascopy.bank/hu/
- Français: https://www.dukascopy.bank/fr/
- Deutsch: https://www.dukascopy.bank/de/
- Italiano: https://www.dukascopy.bank/it/
- Português: https://www.dukascopy.bank/pt/
- Español: https://www.dukascopy.bank/es/
- Polski: https://www.dukascopy.bank/pl/

## Quick Answers
- **Minimum deposit?** CHF 0 to open, some services have minimums → See [Fees](https://www.dukascopy.bank/fees/)
- **Which currencies?** 30+ supported, CHF base
- **Investment advice?** No, self-directed only
- **FINMA regulated?** Yes, Swiss banking license
- **Loyalty program?** Yes → [Details](https://www.dukascopy.bank/loyalty-program/)