Banking for Freelancers and Self-Employed Entrepreneurs: Unlocking Financial Freedom with Dukascopy Bank's Services

On this page

1. Individual and Business Services from the Same Account
2. Multi-Currency Account with Support for 22 Currencies
3. Great Value at Ultra-Competitive Cost
4. Global Access with Mastercard or Visa
5. Security of your funds in the first place
6. Sub-Accounts for Personalized Financial Management

In today's ever-evolving job market, self-employment and freelancing have become increasingly popular career choices. Freelancers enjoy the flexibility and independence that come with their work, but they also face unique financial challenges. Recognizing these challenges, Dukascopy bank has developed a range of tailored services to empower self-employed individuals. In this article, we will explore these services, designed to streamline your finances, support your international transactions, and help you achieve your financial goals.

1. Individual and Business Services from the Same Account

• One of the most significant advantages we offer is the ability to manage both individual and business finances from a single account. This integrated approach simplifies your financial life, eliminating the inefficiencies of multiple accounts.
• With our unified platform, you can seamlessly transition between personal and business expenses, making it easier to track income, expenses, and tax deductions. This convenience saves you time and ensures that your finances are always organized.

2. Multi-Currency Account with Support for 22 Currencies

• Our Bank understands that freelancers often work with clients from all over the world. That’s why we are pleased to offer the banking and payments infrastructure that supports 22 different currencies.
• With this feature, you can receive payments in various currencies without worrying about uncontrolled exchange rates and fees. You can also hold multiple currency balances in a single account, giving you more control over your finds and reducing currency conversion costs.

3. Great Value at Ultra-Competitive Cost

• Speaking about costs of the account, account opening and maintenance are absolutely for free. You can have your personal and business accounts up and running during the same day without paying a single cent.
• Currency exchange rates offered by Dukascopy Bank are the best in the league. You will never be charged more than 0.5% above the interbank exchange rates. Currency conversions can be done effortlessly inside the Bank’s web app or mobile app.

4. Global Access with Mastercard or Visa

• To help you access your earnings more conveniently, we offer the option to order a Mastercard or Visa debit card that can be delivered to 150+ countries. This means you can spend you earnings immediately, no matter where you are in the world.
• Our international debit cards come with robust security features and can be used for both online and in-store purchases, as well as ATM withdrawals. This global accessibility ensures that your money is always within reach. 

5. Security of your funds in the first place

• Unlike many fintech companies operating in the field, Dukascopy Bank is a true Bank regulated by FINMA, the Swiss financial regulator. Your assets are securely protected by the Bank’s multi-million capital. Dukascopy is always in the strict compliance with all the robust prudential controls and ratios imposed by the regulator.
• Regardless of the Bank’s capital, all clients are protected with the Swiss Deposit Insurance Scheme – esisuisse. All banks in Switzerland, including Dukascopy Bank, are members of esisuisse, which ensures that in the case of the member bank’s failure each client would receive back his balance of up to CHF 100,000. 

6. Sub-Accounts for Personalized Financial Management

• We understand that freelancers often have diverse financial needs and goals. That’s why we allow you to create up to three sub-accounts in each currency, which you can rename as you like to reflect their purpose. You may also download the statement on individual sub-accounts or all sub-accounts altogether.
• These sub-accounts are versatile and can be designated for various purposes, such as receiving business income, managing your business expenses, or setting aside funds for personal goals separately. This level of customization empowers you to take control of your finances and allocate your resources strategically.

Open Your Free and Safe Swiss Bank Account Now!