Account fees

Multi-Currency
Private Banking (Savings)
Opening1
Kostenlos
Kostenlos
Maintenance2
 
 
0-50,000 USD
Kostenlos
N/A
50,000-100,000 USD
0.4% per annum
N/A
above 100,000 USD
N/A
0.5% per annum
Closing3
Kostenlos
Kostenlos
Limits increase
Kostenlos
Kostenlos

1 Residents of certain countries might be additionally asked to make an initial deposit of 40 EUR.

2 Multi-Currency Account holders possessing less than 5 Dukascoins will be charged 1 EUR per month (zero-balance accounts are exception). In addition, funds exceeding 50'000 USD on a Multi-Currency Account will be charged a maintenance fee of 0.4% per annum. The maintenance fee will be charged at the first day of each month (as 1/12 of the annual fee) on the basis the average daily balances (or minimal maintenance fee 1 CHF per month). Multi currency accounts are designed to store funds below 100'000 USD or currency equivalent.

Savings Account is a type of bank account designed for customers willing to store at Dukascopy Bank wealth above 100'000 USD or currency equivalent. Note that a custody fee that is charged on the progressive and weighted basis is applied to Private Banking (Savings) Account. The fee structure: USD 0 to USD 250'000 - 0.8%, USD 250'000 to USD 1'000'000 - 0.9%, above USD 1'000'000 - 1%. To find out more about a maintenance fee for Private-banking (Savings) Account, please follow this page.

3 When the funds on an account are too small to be withdrawn while the account must be closed upon the client's or Dukascopy Bank's decision, the remaining balance will be debited as maintenance fee. Note that when the Bank terminates an account, the client is given 30 calendar days to withdraw all remaining funds from his/her account. If the client fails to complete withdrawal, the Bank charges 50 CHF every calendar month as Follow Up Fee, starting from the 31st day after the date when account termination becomes valid.

4 The proceeds of dividends will be accepted out of the limit. For every deposit a client will be charged a commission of 25 EUR for the documents review. In the case of salary from the company where a client owns/controls more than 50% of shares, a client will have to pay the commission of 50 EUR only once.

Transaktionsgebühren

Einzahlung
Abhebung
International Banküberweisungen1
Kostenlos1
2.3 CHF SIX
15 CHF non-SIX
3.5 EUR SEPA2
20 EUR non-SEPA
50 USD
15 GBP
30 AUD
30 CAD
30 NZD
30 SGD
50 USD
65 TRY
70 ILS
80 PLN
80 RON
150 CNH
150 DKK
170 SEK
180 HKD
180 NOK
280 ZAR
350 MXN
500 CZK
1800 RUB
2500 JPY
5500 HUF
Bank transfer (crypto exchange)
Kostenlos
0.5%
Minimum EUR 25 or CHF 25
Payment card 3,4
1.5% - EEA cards
2.5% - non-EEA cards
1.5 EUR + 2.5%
Apple Pay3
2.5%
N/A
Skrill
2.5%
2.5%
Neteller3
1 EUR or 2.5%
1 EUR or 2.5%
Interne Überweisungen zwischen Konten
Kostenlos
Innerhalb der Dukascopy Group
Kostenlos
Currency exchange
Interbank rate + 0.5%

1 To receive the full amount of transfer to your Dukascopy account, advise your financial institution to use OUR in Details of Charges, SWIFT standard field 71A.

2 The Bank reserves the right to charge 7.50 EUR for SEPA withdrawals to certain financial institutions.

3 The Bank reserves the right to charge an additional deposit fee of 0.5%.

4 The Bank charges a higher 3.0% fee for a request funds service, which allows an account holder to request funds from any cardholder through a web card payment form.

Gebühren für Dukascopy-Karten

 
Plastikkarten
Virtuelle Karten
Card fee1
15 CHF Swiss Post
25 CHF UPS
9 CHF
Card monthly fee
2 CHF
2 CHF
Transfer from/to Multi-Currency Account
Kostenlos
Kostenlos
Purchases
Kostenlos
Kostenlos
ATM/quasi-cash transactions
2 CHF
2 CHF
FX mark-up
2%
2%
Chargeback fee
20 CHF
20 CHF
Max balance
10,000 CHF
10,000 CHF
Max daily withdrawal2
10,000 CHF
10,000 CHF

0 The Bank reserves the right to charge higher card order fee of 10 CHF per card when customer card activity requires additional monitoring (e.g. gambling, betting). The new fee will be charged in June for the cards used in May.

1 Minimum 2 and maximum 4 CHF/EUR/USD/GBP.

2 The maximum accumulated credit balance a client can have on his/her cards should not exceed 10'000 CHF/EUR/USD. If the client has cards in different currencies, the limit is applied in CHF.

3 The limit is applicable to international cash withdrawals. in Switzerland, daily cash withdrawal limit is equal to 8'000 EUR.

Investments

Investment instrument purchase
1%
Investment instrument sale
1%
Custody fee1
5% per annum for cryptocurrencies
1.5% per annum for other instruments
Dividends on indices2
Balance x Long points
Dividends on stocks3
Balance x Dividend x (1 - Tax %)
Monthly adjustments4
Balance x Long (USD) / 100
Investment delivery to blockchain
30 CHF + 1% x investment value ?
Investment deposit from blockchain5
Kostenlos
Declared ETH/BTC wallet address change
50 CHF
Stocks
0700.HK/HKD - Tencent Holdings Ltd
1299.HK/HKD - AIA Group Ltd
4502.JP/JPY - Takeda Pharmaceutical Co Ltd
6758.JP/JPY - Sony Corp
7203.JP/JPY - Toyota Motor Corp
AAPL.US/USD - APPLE INC
ADS.DE/EUR - Adidas AG
AIR.FR/EUR - Airbus Group SE
AMZN.US/USD - AMAZON.COM INC
BARC.GB/GBX - Barclays PLC
BMW.DE/EUR - Bayerische Motoren Werke AG
BOSS.DE/EUR - HUGO BOSS AG
BP.GB/GBX - BP PLC
CARLB.DK/DKK - Carlsberg A/S
DAI.DE/EUR - Daimler AG
FB.US/USD - FACEBOOK INC-A
GOOGL.US/USD - ALPHABET INC-CL A
MC.FR/EUR - LVMH Moet Hennessy Louis Vuitton SA
MSFT.US/USD - MICROSOFT CORP
NESN.CH/CHF - Nestle SA
NFLX.US/USD - NETFLIX INC
NVDA.US/USD - NVIDIA CORP
OR.FR/EUR - L'Oreal SA
RNO.FR/EUR - Renault SA
SAN.ES/EUR - Banco Santader SA
TSLA.US/USD - TESLA MOTORS INC
Cryptocurrencies
BTC/USD - Bitcoin
ETH/USD - Ethereum
LTC/USD - Litecoin
Commodities
BRENT.CMD/USD - Brent Oil
GAS.CMD/USD - Natural Gas
XAU - Gold
XAG - Silver
Indices
CHE.IDX/CHF - Swiss 20 Index
DEU.IDX/EUR - Germany 30 Index
GBP.IDX/GBP - UK 100 Index
FRA.IDX/EUR - France 40 Index
JPN.IDX/JPN - Japan 225 Index
USA30.IDX/USD - USA 30 Index

1 Custody fee is charged monthly for investments held during the previous month. The fee is calculated as the sum of end-of-day investments’ balances * (custody fee in % / 360).

2 Dividends on indices are calculated based on the instrument balance on the ex-dividend date and are paid on the same day. More information and index dividend adjustment calendar can be found here.

3 Dividends on stocks are calculated based on the instrument balance one business day before the ex-dividend date and are paid on the payment date. Dividends on stocks are reduced by the withholding tax rate. Resulting percentages of dividends received after the withholding tax and dividend calendar can be found here.

4 Monthly adjustments apply to Natural Gas and Brent Oil only. More information and monthly adjustment calendar can be found here.

5 The "Investment deposit from blockchain" is a multistep operation (see description). Although the deposit itself is free, the standard Investment instrument purchase fee does apply.

Partner account

Transfer from MCA to Partner account
0.5%
Transfer from Partner account to MCA
Kostenlos
Cryptocurrency purchase
Kostenlos
Cryptocurrency sale
0.5%