Explore rates and limits
for payments via
Multi-Currency Accounts

Account fees

Multi-Currency
Private Banking (Savings) NEW
Opening
Free
Free
Maintenance
Free*
0.8% ?
Closing
Free**
Free**

Multi-Currency

Opening
Free
Maintenance
1 EUR ?
Closing
Free**

Private Banking (Savings)

Opening
Free
Maintenance
0.8% ?
Closing
Free**
*Customers holding less than 5 Dukascoins will be charged 1 EUR per month (zero-balance accounts are exempt). In addition Multi-Currency Accounts with balance exceeding 50'000 USD will be charged a maintenance fee of 0.4% per annum.
**When the balance on the account is too small to be transferred out while the account must be closed upon the client's or Dukascopy Bank's decision, the remaining balance shall be fully debited as maintenance fee to allow the account closure. Moreover, when Dukascopy Bank terminates an account, clients are given 30 calendar days to provide valid withdrawal instructions allowing to fully transfer out the balance of their account, failing which Dukascopy Bank charges CHF 50 every calendar month as Follow Up Fee, starting the 31th day after the effective date of account termination.

Maintenance fee calculator

Monthly fee
0.00 USD
Choose currency:

Transaction Fees

Transfers
Internal transfers between accounts
Free
Transfers within Dukascopy Group
Free

Transfers

Internal transfers between accounts
Free
Transfers within Dukascopy Group
Free
Deposit
Withdrawal
Dukascopy card
- Free
- Free
Payment card
1.2%
?
1.5 EUR + 2.5% (or currency equivalent)
?
Bank transfer
Free
?
2.3 CHF
? ?
Bank transfer to crypto exchange*
N/A
50 CHF or 0.5%
Skrill
2.5%
2.5%
Neteller**
1 EUR or 2.5%
1 EUR or 2.5%

Deposit

Dukascopy card
- Free
Linked Card
1.2%
?
Bank transfer
Free ?
Bank transfer to crypto exchange*
N/A
Skrill
2.5%
Neteller**
1 EUR or 2.5%

Withdrawal

Dukascopy card
- Free
Linked Card
1.5 EUR + 2.5%
(or currency equivalent)
?
Bank transfer
2.3* EUR
? ?
Bank transfer to crypto exchange*
50 CHF or 0.5%
Skrill
2.5%
Neteller**
1 EUR or 2.5%
*Third party commission may apply * Bank withdrawals to crypto exchanges are processed only in EUR and CHF. Operations in other currencies will be cancelled. The charged fee is either fixed 50 EUR / CHF or 0.5% from the amount (whichever is higher)
**Neteller - If withdrawn or deposited sum is 40 EUR or smaller, commission amounts to 1 EUR. For larger sums commission is equal to 2.5%.
PARTNER ACCOUNT
Partner account top-up
0.5%
Withdrawal from Partner account
Free
Buy crypto (Partner account)
Free
Sell crypto (Partner account)
0.5%

PARTNER ACCOUNT

Partner account top-up
0.5%
Withdrawal from Partner account
Free
Buy crypto (Partner account)
Free
Sell crypto (Partner account)
0.5%
Dukascoins

Dukascoins

Follow this link to access fees applicable to Dukascoin

Foreign Exchange

Currency exchange
Interbank rate + 0.5%
Currency exchange
Interbank rate + 0.5%

Investments

Purchase of investment instrument
1%
Sale of investment instrument
1%
Investment delivery to blockchain
30 CHF + 1% x investment value ?
Change of ETH wallet declaration address
50 CHF
Custody fee of gold
1%* ?
Custody fee of other investment instruments
1.5%* ?
Dividends
Balance x Long points**
Monthly Adjustments
Balance x Long (USD) / 100***
Purchase of investment instrument
1%
Sale of investment instrument
1%
Investment delivery to blockchain
30 CHF + 1% x investment value ?
Change of ETH wallet declaration address
50 CHF
Custody fee of gold
1%* ?
Custody fee of other investment instruments
1.5%* ?
Dividends
Balance x Long points**
Monthly Adjustments
Balance x Long (USD) / 100***

*Custody fees are debited at the beginning of each month and is calculated as follows: (sum of end-of-day investment account balances / 360) * 1%.
If transactions on the account (e.g. withdrawals) would not let sufficient funds to cover accrued Custody fees, the latter become payable and are charged immediately.

**The Instrument balance one business day before ex-dividend date is used to calculate the dividends, they are paid out in client's reference currency on the following day after ex-dividend date. The long values of the corresponding CFD contracts can be found
Concerned investments: USA 30 Index, Swiss 20 Index, UK 100 Index, France 40 Index, Germany 30 Index, Japan 225 Index

***The Instrument balance at the end of the day specified in the is used to calculate the adjustment value which is debited or credited. Note that any type of Multi-Currency Account may be used to compensate the adjustment.
The Long (USD) values of the corresponding CFD contracts can be found
Concerned investments: Natural Gas, Brent Oil

Stocks*
Instrument
SWFX Instrument
Adidas AG
ADS.DE/EUR
AIA Group Ltd
1299.HK/HKD
Airbus Group SE
AIR.FR/EUR
Alphabet Inc (Class A)
GOOGL.US/USD
Amazon.com Inc
AMZN.US/USD
Apple Inc
AAPL.US/USD
Banco Santander SA
SAN.ES/EUR
Barclays PLC
BARC.GB/GBX
Bayerische Motoren Werke AG
BMW.DE/EUR
BP PLC
BP.GB/GBX
Carlsberg A/S
CARLB.DK/DKK
Daimler AG
DAI.DE/EUR
Facebook Inc (Class A)
FB.US/USD
HUGO BOSS AG
BOSS.DE/EUR
L'Oreal SA
OR.FR/EUR
LVMH Moet Hennessy Louis Vuitton SA
MC.FR/EUR
Microsoft Corp
MSFT.US/USD
Nestle SA
NESN.CH/CHF
Netflix Inc
NFLX.US/USD
Nvidia Corp
NVDA.US/USD
Renault SA
RNO.FR/EUR
Sony Corp
6758.JP/JPY
Takeda Pharmaceutical Co Ltd
4502.JP/JPY
Tencent Holdings Ltd
0700.HK/HKD
Tesla Motors Inc
TSLA.US/USD
Toyota Motor Corp
7203.JP/JPY

*All positions in US stock CFDs will be closed before the dividend ex-date at 19:00 GMT and opening of new positions will be restricted until next market opening. If due to any reason positions will not be closed / new positions will be opened, Dukascopy Bank reserves the right to correct this mistake and adjust corresponding positions accordingly.

Indices
USA 30 Index
USA30.IDX/USD
Swiss 20 Index
CHE.IDX/CHF
UK 100 Index
GBP.IDX/GBP
France 40 Index
FRA.IDX/EUR
Germany 30 Index
DEU.IDX/EUR
Japan 225 Index
JPN.IDX/JPN
Commodities
Natural Gas
GAS.CMD/USD
Brent Oil
BRENT.CMD/USD
Precious metals
Gold
XAU/USD
Silver
XAG/USD
Cryptocurrencies
Bitcoin
BTC/USD
Ethereum
ETH/USD
Litecoin
LTC/USD
Instrument
SWFX Instrument
Stocks*
Adidas AG
ADS.DE/EUR
AIA Group Ltd
1299.HK/HKD
Airbus Group SE
AIR.FR/EUR
Alphabet Inc (Class A)
GOOGL.US/USD
Amazon.com Inc
AMZN.US/USD
Apple Inc
AAPL.US/USD
Banco Santander SA
SAN.ES/EUR
Barclays PLC
BARC.GB/GBX
Bayerische Motoren Werke AG
BMW.DE/EUR
BP PLC
BP.GB/GBX
Carlsberg A/S
CARLB.DK/DKK
Daimler AG
DAI.DE/EUR
Facebook Inc (Class A)
FB.US/USD
HUGO BOSS AG
BOSS.DE/EUR
L'Oreal SA
OR.FR/EUR
LVMH Moet Hennessy Louis Vuitton SA
MC.FR/EUR
Microsoft Corp
MSFT.US/USD
Nestle SA
NESN.CH/CHF
Netflix Inc
NFLX.US/USD
Nvidia Corp
NVDA.US/USD
Renault SA
RNO.FR/EUR
Sony Corp
6758.JP/JPY
Takeda Pharmaceutical Co Ltd
4502.JP/JPY
Tencent Holdings Ltd
0700.HK/HKD
Tesla Motors Inc
TSLA.US/USD
Toyota Motor Corp
7203.JP/JPY

*All positions in US stock CFDs will be closed before the dividend ex-date at 19:00 GMT and opening of new positions will be restricted until next market opening. If due to any reason positions will not be closed / new positions will be opened, Dukascopy Bank reserves the right to correct this mistake and adjust corresponding positions accordingly.

Indices
USA 30 Index
USA30.IDX/USD
Swiss 20 Index
CHE.IDX/CHF
UK 100 Index
GBP.IDX/GBP
France 40 Index
FRA.IDX/EUR
Germany 30 Index
DEU.IDX/EUR
Japan 225 Index
JPN.IDX/JPN
Commodities
Natural Gas
GAS.CMD/USD
Brent Oil
BRENT.CMD/USD
Precious metals
Gold
XAU/USD
Silver
XAG/USD
Cryptocurrencies
Bitcoin
BTC/USD
Ethereum
ETH/USD
Litecoin
LTC/USD
Choose currency:

Dukascopy Card Fees

Card order and maintenance
Plastic Cards
Virtual Cards
Card Order and Delivery (standard)
15 CHF
9 CHF
Card Order and Delivery (express)
25 CHF
9 CHF
Monthly Fee
1 CHF
1 CHF

* If customer card activity is classified as high-risk (e.g. gambling, betting), the bank reserves the right to charge higher fee for card ordering, 50 CHF

ATM operations
ATM Withdrawal*
1%
N/A
ATM Decline
Free
N/A
ATM Balance Inquiry
Free
N/A
ATM PIN change**
Free
N/A

*Minimum 2 and maximum 4 CHF/EUR/USD/GBP

**You can change your 6-digit PIN code in ATM only if it is located in Switzerland

Other operations
Quasi Cash / ATM equivalent***
2
EUR USD GBP CHF
N/A
POS Transaction
Free
Free
Load Fee
Free
Free
FX Mark-up
2%
2%
Chargeback fee
20 CHF
(or currency equivalent)
20 CHF
(or currency equivalent)

***Quasi cash allows transactions with high liquid assets, for instance, electronic wallets and current account deposits, transfers via international payment systems, deposits to your casino account and other operations pursuant to the rules of payment systems.

Plastic Cards

Card Order and Delivery (standard)
15 CHF
Card Order and Delivery (express)
25 CHF
Monthly Fee
1 CHF
ATM Withdrawal*
1%
ATM Decline
Free
ATM Balance Inquiry
Free
ATM PIN change**
Free
Quasi Cash / ATM equivalent***
2
EUR USD GBP CHF
POS Transaction
Free
Load Fee
Free
FX Mark-up
2%
Chargeback fee
20 CHF (or currency equivalent)

Virtual Cards

Card Order and Delivery
9 CHF
Monthly Fee
1 CHF
ATM Withdrawal*
N/A
ATM Decline
N/A
ATM Balance Inquiry
N/A
ATM PIN change**
N/A
Quasi Cash / ATM equivalent***
N/A
POS Transaction
Free
Load Fee
Free
FX Mark-up
2%
Chargeback fee
20 CHF (or currency equivalent)

*You can change your 6-digit PIN code in ATM only if it is located in Switzerland

**Minimum 2 and maximum 4 CHF/EUR/USD/GBP

***Quasi cash allows transactions with high liquid assets, for instance, electronic wallets and current account deposits, transfers via international payment systems, deposits to your casino account and other operations pursuant to the rules of payment systems.

OPEN ACCOUNT FOR FREE